Short answer: For Swiss residents, basic health insurance (KVG/LAMal) covers inpatient psychiatric and addiction treatment in listed clinics, and supplementary insurance can add a private or semi-private room; luxury and one-client programmes are usually self-paid, though some international private medical insurers reimburse the medical part.
Swiss residents
- Basic insurance: treatment in clinics on the cantonal hospital list, general ward.
- Supplementary: private/semi-private wards and free choice of clinic.
- Pre-approval: clinics usually request a cost guarantee in advance.
International clients
Global health plans vary widely. Ask the clinic to send a cost estimate and medical report to your insurer for pre-authorisation. See rehab costs.
Frequently asked questions
Is luxury rehab covered by insurance?
Rarely in full. Most luxury programmes are self-pay with a medical invoice you can submit.
